BIG RATE 3.15% APY – CD Offer For a Limited Time Only

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This 13-month CD offer of 3.15% Annual Percentage Yield (APY) is effective as of November 14, 2022 and
ends without notice. Minimum deposit of $10,000 is required to obtain the 3.15% APY rate. Interest
will be compounded and credited to the account semi-annually. An early withdrawal penalty does apply. If
Granite Bank consents to a request for early withdrawal that otherwise is not permitted, you may have to
pay a penalty. The penalty will be an amount equal to 120-days of interest based on the amount withdrawn.
Contact one of our Customer Service Representative for additional information. Member FDIC.

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