Bridge Loans Program
Every financial situation is unique, and choosing the right short-term financing option is important. Sit down with one of Granite Bank’s mortgage experts to evaluate your goals and needs. We’re here to guide you to the best solution for your project.
With Granite Bank, short-term financing isn’t just quick—it’s strategic.
I Want Quick, Short-Term Financing
Flexible Solutions for Immediate Needs
Sometimes life calls for quick and flexible financing. Whether you’re buying a second home, starting a remodel, or planning to sell your home in a few years, short-term financing can be the right fit. At Granite Bank, we offer a variety of options to suit your unique situation.
Explore Your Options
Traditional Mortgage
Sometimes, the best option is the safest one. A traditional mortgage with a locked-in rate and no prepayment fees gives you future flexibility. It’s ideal for those who prefer stability and want the option to pay off their loan early without penalty.
Home Equity Loan or a Home Equity Line of Credit (HELOC)
Tap into the equity in your current home with a HELOC. This flexible financing option allows you to borrow as needed, making it great for ongoing projects. Keep in mind that HELOCs often come with variable interest rates, so planning is key.
Bridge Loan
Need a temporary solution while transitioning between selling one property and buying another? A bridge loan is designed for short-term use to help you bridge that gap. It’s ideal for moving forward quickly without waiting for your home to sell first.
Construction Loan
Building or renovating a home? A construction loan provides funds for your project and is typically repaid once the work is complete. It’s a short-term solution for big changes.
