You Really Can Grow Money In Your Front Yard By Using The Equity In Your Home

Did you know your home can actually help you get access to more cash? With home equity you can tap into the value of your home to help finance what’s important in your life. Contact one of our home equity loan experts today to get started.

The Run Down On Getting Cash With Home Equity Financing

Fund Your Home Improvement Project

Use your equity to buy the DIY materials yourself or to hire the contractors to do it for you.

Invest In Your New Get-Away Home

Use your equity as a downpayment on the vacation home you have always wanted.

Pay For Life’s Major Surprise Expenses

Use your equity to pay for the costs that arise when you bring a new loved one into the family.

Buy The New Toy You Always Wanted

Use your equity to reward yourself with the new toy you always wanted.

Modern Home Office

Home Equity Line of Credit

Home equity lines of credit (HELOC) are used similar to a credit card in that you borrow funds as you need them up to your line of credit amount.

Consider If:

VS

Modern Home kitchen

Home Equity Loan

Home equity loans are used similar to other types of loans and give you a one-time lump sum of money to use towards financing your purchase.

Consider If:

What You Should Expect When Getting Your Home Equity Loan With Us

Asset 16

Service You’ll Love

As a borrower with us you will be connected with a home lending expert who is responsible for walking you through the entire home buying process from start to finish.

Asset 15

No Surprise Fees

Not all surprises are good, that’s why our personal lenders make sure you fully understand your payment schedule before letting you sign your loan.

Asset 18

Fast Decisions

When you’re looking to get a personal loan, timing is everything. Because we make our personal loan decisions locally we get you get the answers you need exactly when you need them.

Welcome to Granite Bank, Home of Extraordinary Customer Service

Free Money Pass @ ATM Network, Free Realtime Online & Mobile Banking, Free Debit Cards, Free Checking*

Hear From Our Happy Customers

Real Reviews from Real People

You’re leaving Granite Bank’s website

For your convenience, loan payments are made through LenderPay, a trusted third-party service. Granite Bank is not responsible for the products, services, or content on LenderPay’s site, and our privacy and security policies do not apply. We encourage you to review LenderPay’s privacy and security policies for details. By clicking Continue, you’ll be taken to: https://granitebank.lenderpayments.com

Email Us

Customer Service

Call Us

320.685.8611

Visit Us

See Locations

Email Us

Insurance Rep

Call Us

320.685.6297

Text Us

320.322.7888

Apply For Mortgage

Do you know your Loan Officer?

Enter your Loan Officer’s info below, or we can help you find one

Granite Bank works with other FDIC-insured banks to insure deposits over $250,000. Contact our customer service for details. Additional fees may apply.

Granite Bank
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.