Construction Program

Building a new home is an exciting and rewarding journey, but it can also be overwhelming. Whether you’re shopping for model homes or working with a builder to design your custom dream home, Granite Bank is here to guide you through the process. Our construction loan specialists are experienced in working with builders and developers to structure loans that fit your unique needs, ensuring you get the best financing options available.

I Want to Build a New Home!

We Understand That It's Not Just a Construction Loan—It's Your Dream Home

At Granite Bank, we know this isn’t just about financing a structure; it’s about building the home you’ve always envisioned. That’s why we’re committed to making sure every detail of your project is planned out meticulously, ensuring the final outcome is exactly what you expect.

We’ve provided construction financing for hundreds of homes, and we’re not just here to fund your project—we’ll help you make sure your loan is ready and approved before any work begins. This forward-thinking approach ensures a smoother, stress-free experience. With Granite Bank, you begin with the end in mind—that’s the Granite Way.

Get the Best Financing, with Flexibility

At Granite Bank, we offer extended rate-lock programs that many lenders don’t. Our rate locks can last up to 150 days, giving you peace of mind if the construction of your home takes longer than expected.

Our new construction loans include:

  • Construction to Permanent Loans
  • Conventional Purchase Loans
  • FHA Loans
  • VA Loans
  • Condo Loans

These options work in concert with just about any other financing types, ensuring you have the flexibility and resources to fund your project and achieve your dream home.

 

Building Your Dream Home Starts with Granite Bank

If you’re ready to start the process of building your dream home, Granite Bank is here to help every step of the way. Contact us today to explore your construction financing options and take the first step toward your new home. With Granite Bank, your dream home is closer than you think!

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Granite Bank works with other FDIC-insured banks to insure deposits over $250,000. Contact our customer service for details. Additional fees may apply.

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