Granite Bank is proud to announce that we have been approved by Fannie Mae as a direct seller. This approval represents an important milestone in the continued growth of our mortgage platform and reflects the strength of our financial position, operational infrastructure, and risk management framework.
Fannie Mae seller approval is a meaningful validation, confirming that Granite meets the capital, compliance, underwriting, and governance standards required to deliver loans directly to one of the largest participants in the U.S. secondary mortgage market.
Why This Matters
As a direct Fannie Mae seller, Granite Bank can deliver eligible conforming loans straight to Fannie Mae without relying on intermediary aggregators. This creates a more efficient execution path and allows for greater control over delivery timelines and investor alignment.
Just as importantly, seller approval signals long-term stability. It demonstrates that Granite is built to operate through market cycles with disciplined credit standards and scalable operations.
“Fannie Mae approval is an important step in the growth of our mortgage platform,” said Jacob Reiter, Mortgage Division CEO. “It reflects the quality of our team and our infrastructure, and it positions us to deliver consistent execution and reliability for our loan officers and referral partners.”
What This Means for Our Partners
For loan officers, referral partners, and industry counterparts, Granite’s direct seller status provides:
- Competitive and consistent execution on conforming loan products
- Underwriting decisions aligned directly with Fannie Mae guidelines without additional overlays
- A lender with greater control over the loan process from lock through delivery
A Stronger Platform for the Future
Becoming a direct Fannie Mae seller is part of Granite Bank’s broader strategy for sustainable growth. It enhances our ability to navigate changing market conditions while continuing to support high-quality originators and long-term partnerships.
We look forward to building on this foundation and continuing to serve the mortgage industry with consistency, transparency, and discipline.
