Your Money on Your Timeline
Access Your Pay Sooner
With Granite Early Pay, you can receive your paycheck up to two days early, giving you greater control, flexibility, and peace of mind.
- Personal Checking
- Personal Savings
- Granite Money Market
A Smarter Way to Get Paid
When your employer initiates your direct deposit, we make your funds available as soon as we receive them – up to two days ahead of your scheduled payday.
Effortless by Design
If you already have direct deposit, you’re fully set up.
No enrollment. No interruptions. Just faster access to your money.
Important to Know
Early access depends on when your employer submits your deposit, so timing may vary.
Frequently Asked Questions
Granite Early Pay gives you access to your direct deposit up to 2 days before your scheduled payday, so your money is available when you need it.
When your employer submits your direct deposit, we make your funds available as soon as we receive them – instead of holding them until your scheduled payday.
You may receive your paycheck up to 2 days early. Timing depends on when your employer sends us the payment information.
No enrollment required. If you have direct deposit set up with your Granite Bank checking account, you’re automatically eligible.
No – Granite Early Pay is included at no additional cost.
Early access is based on when we receive your deposit details from your employer. While many deposits arrive early, timing can vary and isn’t guaranteed.
Most recurring direct deposits, like payroll, Social Security, or other eligible ACH credits, may qualify for Early Pay.
Yes – once your deposit is received and posted, your funds are available to use right away.
