Home Improvement Program

You’re in the right neighborhood, with the right house. You just want to make a few changes. Maybe update the kitchen, the bathrooms. Or maybe you need a new roof. Home improvements not only make your place more beautiful, but they also increase the value of your house. It’s like a bank account that keeps increasing. One that you get to live in and enjoy. Let one of our experts help you find the right home improvement loan and give you a few tips that will help you through the remodel process.

I Want to Do Some Home Improvements

Turn Potential Into Your Dream Home

A renovation loan can help you transform a property with potential into the home of your dreams—and it might even save your loan approval.

How it Works

If you’re having trouble getting approved for a loan on a property that needs improvements, a renovation loan could be the solution. These loans are designed to cover the cost of the property and any minor or major repairs needed.

FHA 203(k) Standard

Covers major repairs, such as structural updates, moving or altering a load-bearing wall, or even rebuilding while keeping part of the existing foundation.

FHA 203(k) Limited

Provides up to $35,000 for less intensive repairs like roof replacement, HVAC upgrades, flooring, or minor remodeling.

Explore these renovation loan options to make your home improvement dreams a reality with Granite Bank.

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Granite Bank works with other FDIC-insured banks to insure deposits over $250,000. Contact our customer service for details. Additional fees may apply.

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