I’ve worked in the mortgage industry since 2017, driven by a desire to help people attain financial freedom. For me, homeownership isn’t just a transaction; it’s a crucial milestone to building a secure future.
I believe that everyone deserves the opportunity to own a piece of the American dream. Guiding you through the mortgage process isn't just a job to me—it's a privilege because it significantly shapes your future!
Outside of work, I have a variety of interests. Staying fit is essential to me, so you’ll often find me hitting the gym or engaging in outdoor activities like football, refereeing, biking or playing with my dogs. I find solace in the tranquility of lake life, where I can recharge and reconnect with nature.
But amidst all the hustle and bustle, nothing brings me greater joy than spending quality time with my family. They are my rock, providing unwavering support and inspiration in everything I do.
Whether you’re a first-time homebuyer or a seasoned investor, I’m here to offer expertise, guidance, and personalized solutions to help you achieve your homeownership goals. Let’s embark on this journey together—towards a brighter, more secure future.
I can be reached at 651-262-4804.
Clifton Krotz's Testimonials
The team I had was on top of everything and everything was done quickily and smoothly.
Jameson M
Client
Absolutely amazing team. Compared to the previous company I was using it’s a night and day difference. I look forward to using this company again in the future for my next home purchase!
Jameson M
Client
Clifton was awesome!! Made my first time buying easy and smooth. Definitely use him and his team again in the future!
Kelby E
Client
Seamless process, great updates along the way as well!
Xavier L
Client
Clifton was there with us through the entire process! Eager to answer any and all questions as well as offer is valuable feedback! A true professional and a delight to work with. We could not have asked for a better experience and we are sincerely grateful for everything he and the Granite Bank team have done for us!
Branden M
Client
Timely and responsive in all issues. Worked very well with my RE Broker to coordinate closing and similar activities. Overall, a big plus to help navigate through what is always an anxious period.
Edward D
Client
Clifton and his team were professional but most all, kind and supportive.
Colleen D
Client
If you’re looking for someone who truly knows how to help improve your credit, I can’t recommend Clifton enough! He helped me raise my credit score by almost 100 points, and because of his guidance, I was able to qualify for and purchase my dream home. Throughout the entire process, Clifton was knowledgeable, encouraging, and always available to answer my questions. He explained everything clearly, gave me realistic steps to follow, and celebrated every bit of progress along the way. Buying a home felt impossible at one point, but thanks to Clifton’s expertise and support, it’s now a reality. If you’re trying to improve your credit or prepare to buy a home, do yourself a favor and give Clifton a call. I’m so grateful for everything he did!
Mary H
Client
If you’re looking for someone who truly knows how to help improve your credit, I can’t recommend Clifton enough! He helped me raise my credit score by almost 100 points, and because of his guidance, I was able to qualify for and purchase my dream home. Throughout the entire process, Clifton was knowledgeable, encouraging, and always available to answer my questions. He explained everything clearly, gave me realistic steps to follow, and celebrated every bit of progress along the way. Buying a home felt impossible at one point, but thanks to Clifton’s expertise and support, it’s now a reality. If you’re trying to improve your credit or prepare to buy a home, do yourself a favor and give Clifton a call. I’m so grateful for everything he did!
Mary H
Client
Clifton is great and responsive
Jonathan G
Client
