With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise Norwood
Meet Denise Norwood
With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise can be reached at 254-717-2280.
Denise Norwood's Testimonials
Denise Norwood was a great pleasure to work with. Great communication and got everything done very quickly
CHARLES C WILLIAMSON
Client
Denise helped us with the process of figuring out how to finance our new construction and walked us through the steps and later helped us with getting a good interest rate to finance out our nrw new home . She did an amazing job at educating us to make the best decisions for us.
KARMEN D LOGAN
Client
Denise made the intimidating process of buying and financing a house so much better. We went from meeting for the first time to closing in 1 month! Denise is incredibly friendly and approachable, so if I didn't understand something or needed help, she would happily step in and explain anything in a way that was easy to understand. She made herself available for my convenience, so I never felt like I had to adjust my work/life schedule to have an opportunity to meet. She followed up frequently to check on how things were going on my end and reminded me about tasks needing to be completed without it feeling overbearing. Denise also completed tasks on her end super promptly, and we were never waiting on her to get something done, and she kept in frequent communication with our realtor to make sure all parties were up to speed. It was a pleasure to work with Denise, and I would highly recommend her to anyone considering buying a home!
MATTHEW UNDERWOOD
Client
I had an excellent experience working with Denise Norwood throughout the process of securing financing for my home. From start to finish, she was incredibly knowledgeable, responsive, and genuinely committed to helping me find the best loan option for my situation.
ELVIS MEJIA LOPEZ
Client
Denise is the best, she set a goal for closing and worked diligently to make it happen. Denise listened to our plans and goals and made it easy to purchase our new home. Words can not express how much we appreciate what she did for us.
GARY MEDFORD
Client
Denise and her team did an outstanding job. Their hard work and dedication is what got us in our home. You all will forever be in our hearts. Thank you!!
DELFINA MEDFORD
Client
From the very first consultation, Denise stood out with her incredible knowledge and genuine passion for helping clients navigate the often overwhelming mortgage process. She took the time to explain everything in clear, easy-to-understand terms, breaking down complex topics like Texas property taxes, down-payment assistance options, and new-construction financing. As a first-time buyer, I felt completely supported and empowered to make the best decisions. What makes Denise so great is her responsiveness and dedication. She was always available to answer my questions (even on weekends!), provided fast and reliable pre-approvals that gave me a competitive edge in a hot market, and customized a loan plan that fit my budget perfectly. Her client-first approach turned what could have been a stressful experience into a smooth and exciting one—we closed on time with no surprises!
AMY HUTYRA
Client
We recently worked with Denise on securing a mortgage for our nee home, and I can’t say enough good things about her! From the very first consultation, she took the time to explain every step of the process in clear, straightforward terms, making what could have been a stressful experience feel manageable and even exciting. Denise went above and beyond by working late hours to accommodate our schedule, negotiating better rates on my behalf, and even connecting us with a fantastic real estate attorney when we needed one. Her expertise, patience, and genuine care for her clients truly set her apart. If you’re in the market for a mortgage, do yourself a favor and reach out to Denise—you won’t regret it! Highly recommended, 5 stars all the way.
AMY HUTYRA
Client
Denise was amazing to work with! She always made herself available to answer all of our questions (and we had a lot as first time homebuyers) 10/10!!
KENNEDI LEIGH FETTIG
Client
Denise is amazing in every way! 2nd time to use her and would not use anyone else.
KATRINA D REEVES
Client
Denise Norwood's Video Resource Center
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