With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise Norwood
Meet Denise Norwood
With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise can be reached at 254-717-2280.
Denise Norwood's Testimonials
With Granite it feels like a team. Everyone is working towards the same goal with high level commitment and communication. Highly recommend .
DAVID AUSTIN MAY
Client
Working with Denise made everything a breeze of fresh air! Denise went above and beyond to help in any way she could!! she Made sure everything was smooth sailing As possible !!! 10/10 recommend
ERIC HERNANDEZ JR
Client
Denise worked so hard to make all of our dreams come true. The process was so easy and smooth. We can't thank her and Granite Bank enough for helping us get into our first home !
KAI ELIZABETH HAMILTON
Client
Denise was amazing! She answered all of my questions and made the process easy to understand. So refreshing after having a difficult experience with another lender. 🩷🩷
KATHRYN ROBINSON
Client
Denise is incredible to work with! she really takes the time to get to know her clients and make sure they are treated like family! On top of the great service provided by Denise, Granite Banks's tools are processes make a potentially stressful and confusing process extremely simple, easy and effecient!! 10/10 would recommend!
CALVIN CRAIG SCHOENFELD
Client
This was our third time working with Denise and it was truly the best experience! She made the process feel personal and removed the stress completely. Buying a home can be so stressful but with people like her in your corner it makes all the difference!
TORI MARIE SCHOENFELD
Client
Denise Norwood was a great pleasure to work with. Great communication and got everything done very quickly
CHARLES C WILLIAMSON
Client
Denise helped us with the process of figuring out how to finance our new construction and walked us through the steps and later helped us with getting a good interest rate to finance out our nrw new home . She did an amazing job at educating us to make the best decisions for us.
KARMEN D LOGAN
Client
Denise made the intimidating process of buying and financing a house so much better. We went from meeting for the first time to closing in 1 month! Denise is incredibly friendly and approachable, so if I didn't understand something or needed help, she would happily step in and explain anything in a way that was easy to understand. She made herself available for my convenience, so I never felt like I had to adjust my work/life schedule to have an opportunity to meet. She followed up frequently to check on how things were going on my end and reminded me about tasks needing to be completed without it feeling overbearing. Denise also completed tasks on her end super promptly, and we were never waiting on her to get something done, and she kept in frequent communication with our realtor to make sure all parties were up to speed. It was a pleasure to work with Denise, and I would highly recommend her to anyone considering buying a home!
MATTHEW UNDERWOOD
Client
I had an excellent experience working with Denise Norwood throughout the process of securing financing for my home. From start to finish, she was incredibly knowledgeable, responsive, and genuinely committed to helping me find the best loan option for my situation.
ELVIS MEJIA LOPEZ
Client
Denise Norwood's Video Resource Center
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