With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise Norwood
Meet Denise Norwood
With over 10 years of experience in the mortgage industry, I’m passionate about helping individuals and families achieve the dream of homeownership. Whether you’re a first-time buyer or looking to refinance, my goal is to make the financing process smooth and stress-free from the very beginning.
I believe that informed buyers make confident decisions, so I focus on providing clear, upfront guidance. By taking care of the financing details early on, my clients are free to focus on what really matters — finding the perfect home and planning their move.
Born and raised in Waco, I’m proud to serve the community I call home. I’ve been married to my husband, Justin, for 14 years, and we have three wonderful sons: Ethan, who serves in the U.S. Marine Corps, Aiden, currently attending technical college, and Ricky Carter, who’s in middle school.
Whether you’re just starting to explore your options or ready to make a move, I’m here to help every step of the way.
Denise can be reached at 254-717-2280.
Denise Norwood's Testimonials
Denise was very helpful and attentive. She has a lot of patience because I was a first time homebuyer and needed explanations all the time. She was always available and worked around my schedule. She is an awesome person and love her personality.
LOLYNDA NICKS
Client
IT WAS AMAZING!!
JEFFREY CHARLES HUGHES
Client
D-Nice is amazing to deal with! Great communication every step of the way, made home buying easy ! We LOVE her!
CHRISTIAN ADAMSON
Client
We recently worked with Denise Norwood at Granite Bank to refinance our home, and the entire experience was outstanding from start to finish. Denise was friendly, warm, and incredibly professional throughout the entire process. She took the time to explain every step in a way that was easy to understand, which made us feel informed and reassured during what can often be a stressful experience. She patiently answered all of our questions and provided thoughtful advice, not only about our refinance but also about strategies for paying off our loans more quickly and understanding all of our available options. Communication was excellent. Denise was always prompt to respond, kept us updated every step of the way, and made sure nothing fell through the cracks. Her knowledge, attention to detail, and genuine care for her clients were evident throughout the entire process. We couldn’t be happier with our experience and are so grateful for Denise’s guidance. We would absolutely work with her again in the future and highly recommend her to anyone looking for a knowledgeable, trustworthy, and dedicated loan officer. Thank you, Denise, for making our refinance such a smooth and positive experience!
RAYANNE KERBYSON
Client
We recently worked with Denise Norwood at Granite Bank to refinance our home, and the entire experience was outstanding from start to finish. Denise was friendly, warm, and incredibly professional throughout the entire process. She took the time to explain every step in a way that was easy to understand, which made us feel informed and reassured during what can often be a stressful experience. She patiently answered all of our questions and provided thoughtful advice, not only about our refinance but also about strategies for paying off our loans more quickly and understanding all of our available options. Communication was excellent. Denise was always prompt to respond, kept us updated every step of the way, and made sure nothing fell through the cracks. Her knowledge, attention to detail, and genuine care for her clients were evident throughout the entire process. We couldn’t be happier with our experience and are so grateful for Denise’s guidance. We would absolutely work with her again in the future and highly recommend her to anyone looking for a knowledgeable, trustworthy, and dedicated lender. Thank you, Denise, for making our refinance such a smooth and positive experience!
RAYANNE KERBYSON
Client
Denise made the extra effort from the start to connect with us in person She made our lending process a personal experience where she knew us and could work with us to exceed our expectations of the home buying process. Denise took time to explain every step and made sure we understood what the next steps were. She was considerate of our timeline and made sure we were clear for closing early!!
JENNIFER CAMPBELL HUGHES
Client
Denise made the process so easy. I loved the consistent contact of updates with the loan process, signing online was easy and convenient.
MICHELE BENNINGER
Client
Denise was amazing to work with! The process was so smooth and quick! 10/10 experience!!!
SARA MABILE
Client
It is hard to convey with words how GREAT Denise and her team are! The process was super smooth and easy! Denise truly cares and connects with you as a client. I felt like she was just as excited about our new home as we were. Thank you, Denise and the team at Granite Bank!
KOREY LEE SMITH
Client
Great communication, professionalism and took time to explain/answer questions & concerns by all involved. Thank you!
JAIME GUERRA
Client
Denise Norwood's Video Resource Center
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