As a local lender serving the greater Duluth and Superior area, I specialize in helping first-time home buyers, move up buyers, and individuals relocating to our beautiful region. My goal is to make the home buying process as smooth and personalized as possible—working closely with each client to find terms that fit both their budget and lifestyle. Working for a company that values innovation and customer service allows me to offer a thoughtful, tailored experience for every client, whether they’re new to the market or making a fresh start in our community.
Josephine Race
Meet Josephine Race
As a local lender serving the greater Duluth and Superior area, I specialize in helping first-time home buyers, move up buyers, and individuals relocating to our beautiful region. My goal is to make the home buying process as smooth and personalized as possible—working closely with each client to find terms that fit both their budget and lifestyle. Working for a company that values innovation and customer service allows me to offer a thoughtful, tailored experience for every client, whether they’re new to the market or making a fresh start in our community.
I can be reached at 218-461-7750.
Josephine Race's Testimonials
I highly recommend anyone looking to purchase a new home or land to use Josephine. My husband and I had an outstanding experience working with our mortgage loan officer during the purchase of our new home. She listened to our needs and took the time to walk us through every detail, especially the parts we didn’t fully understand. She never made us feel rushed or overwhelmed and was always patient, thorough, and incredibly knowledgeable. What stood out the most was her dedication to going above and beyond. She worked hard to secure us a lower mortgage payment, even when she didn’t have to. That level of care and commitment made a huge difference for us and showed how much she genuinely cares about her clients. We felt supported every step of the way and couldn’t have asked for a better experience. Highly recommend her to anyone looking for someone trustworthy, responsive, and truly invested in helping you succeed in your home purchase. Thank you Josephine!
LYDIA LILLIS
Client
I highly recommend anyone looking to purchase a new home or land to use Josephine. My husband and I had an outstanding experience working with our mortgage loan officer during the purchase of our new home. She listened to our needs and took the time to walk us through every detail, especially the parts we didn’t fully understand. She never made us feel rushed or overwhelmed and was always patient, thorough, and incredibly knowledgeable. What stood out the most was her dedication to going above and beyond. She worked hard to secure us a lower mortgage payment, even when she didn’t have to. That level of care and commitment made a huge difference for us and showed how much she genuinely cares about her clients. We felt supported every step of the way and couldn’t have asked for a better experience. Highly recommend her to anyone looking for someone trustworthy, responsive, and truly invested in helping you succeed in your home purchase. Thank you Josephine!
LYDIA LILLIS
Client
Josephine was very very thorough and explained everything in the best way possible so I understood what was taking place every step of the way.
MEGAN RAMSDELL
Client
Very personal experance. She knew my loan, answered the phone know who was calling and was very compassionate. She was always fast to respond to my questions. Thank you!
STEVEN GUSTIN
Client
Josephine and the Results Home Mortgage Team were phenomenal to work with. They kept the process smooth and easy for my first-time home purchase! Communication was always great, top knotch service!
TIFFANY ELM
Client
Josephine made the process painless and expedited everything quickly she was always available to respond to questions
GREG LEIVISKA
Client
Josphine was so easy to work with and answered all our questions in a very timely manner.
MISTY BASTIAN
Client
She talked me off the cliff a few times, always got back to me and answered my questions, easy goin, professional , all around a 10/10
LOREN JOHNSON
Client
It was super convenient to E-sign. Any questions we had she would respond very quickly with the correct directions. There were a few documents that came through separately that we were unsure if they were spam or not due the massive amount of texts and calls that were spam after the credit agency sold our phone numbers. This is out of her control. It was a very smooth process otherwise.
ERIC JONES
Client
It was super convenient to E-sign. There were a few documents that came through separately that we were unsure if they were spam or not due the massive amount of texts and calls that were spam after the credit agency sold our phone numbers. This is out of her control. It was a very smooth process otherwise.
ERIC JONES
Client
Josephine Race's Video Resource Center
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