As a local lender serving the greater Duluth and Superior area, I specialize in helping first-time home buyers, move up buyers, and individuals relocating to our beautiful region. My goal is to make the home buying process as smooth and personalized as possible—working closely with each client to find terms that fit both their budget and lifestyle. Working for a company that values innovation and customer service allows me to offer a thoughtful, tailored experience for every client, whether they’re new to the market or making a fresh start in our community.
Josephine Race
Meet Josephine Race
As a local lender serving the greater Duluth and Superior area, I specialize in helping first-time home buyers, move up buyers, and individuals relocating to our beautiful region. My goal is to make the home buying process as smooth and personalized as possible—working closely with each client to find terms that fit both their budget and lifestyle. Working for a company that values innovation and customer service allows me to offer a thoughtful, tailored experience for every client, whether they’re new to the market or making a fresh start in our community.
I can be reached at 218-461-7750.
Josephine Race's Testimonials
The process was so smooth and seamless that it made the entire home buying process simple. Communication was quick and efficient .
GARY BRIGHAM
Client
Best loan officer in Superior
DENNIS TURESON
Client
Overall great experience. Good communication.
DANIELLE JOHNSON
Client
Josephine helped us with every little question we had and would answer at anytime of the day. Made it easy to understand everything clearly
AARON OLSON
Client
Working with Josephine was an incredible experience from start to finish. She was knowledgeable, responsive, and always took the time to explain every step of the process. She made everything feel manageable and stress free! I cannot recommend her highly enough. If you’re looking for a loan officer who is trustworthy and hardworking Josephine is your girl! We are so grateful for everything she did for us and couldn’t have asked for a better experience!
LANIE DEMEYER
Client
Working with Josephine was an incredible experience from start to finish. She was knowledgeable, responsive, and always took the time to explain every step of the process. She made everything feel manageable and stress free! I cannot recommend her highly enough. If you’re looking for a loan officer who is trustworthy and hardworking Josephine is your girl! We are so grateful for everything she did for us and couldn’t have asked for a better experience!
LANIE DEMEYER
Client
I have had the privilege of working with Josephine Race and seeing firsthand the care and commitment she brings to everyone she serves. Josephine has a natural ability to connect with people, she is outgoing, approachable, and genuinely enjoys helping others navigate the home financing process. What stands out most is how customer focused she is. She takes the time to listen, answer questions, and ensure that people feel supported and informed every step of the way. She is knowledgeable, dependable, and someone who truly wants the best outcome for her clients. Josephine is also an absolute pleasure to work with. Her positive attitude, professionalism, and willingness to go above and beyond make her a valued member of the Granite Bank team. Josephine’s energy, integrity, and commitment to service shine through in everything she does. I would confidently recommend her to anyone looking for a trusted mortgage professional.
NELLIE DALLMAN
Client
Josephine is the best! Made the process so fast and easy! She is the sweetest. Also having a lot of the signing online helps make closing so much faster!
KYLEE JENSEN
Client
Josephine made our experience so fast and easy! She is so sweet! Also having most of the signing online helps make the process when closing so much faster!
KYLEE JENSEN
Client
Josephine Race did an amazing job helping this be an easy, stress free process. She always responded quickly and answered all our questions we had throughout the whole process! Would recommend her to anyone that is looking to purchase a home!
BRYAN SANDERS
Client
Josephine Race's Video Resource Center
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