Hi, I’m Wipa Garrard! Originally from the beautiful country of Thailand, I bring a unique blend of compassion, dedication, and discipline to my career as a mortgage officer. My journey began in nursing, where I earned a bachelor’s degree and learned the true meaning of care, patience, and service. Now, I’ve taken that same client-first approach into the mortgage world, where I’m passionate about guiding people through one of the biggest financial decisions of their lives homeownership!

Family is at the heart of everything I do. I’m blessed to be married to my incredible husband, Chris Garrard, and together, we’re proud parents to our two amazing children Kira (6) and Aiden (2). Our house is filled with love, laughter, and the playful energy of our two sweet pups, Salsa and Fluffy, who keep us on our toes every day.

As I embark on this exciting journey as a mortgage officer, I live by one of my favorite mantras: “365 days, 365 ways.” To me, this means there’s always a way forward, a new solution, or a fresh perspective to help my clients achieve their dreams. Every day is a chance to make an impact, and I approach each one with enthusiasm, energy, and heart.

Whether you’re buying your first home, upgrading to your dream house, or refinancing for better terms, I’m here to make the process smooth, stress-free, and maybe even a little fun. My goal is to be more than just your mortgage officer. I want to be your trusted guide, cheerleader, and biggest supporter on this exciting journey.

Let’s make your homeownership dreams come true together!

I can be reached at 256-206-2373.