Mortgage
Find the best loan program for you
Is Now A Good Time For A Mortgage?
Mortgages by Granite Bank
One of the biggest decisions you will make in your life is where to live. Getting your dream house takes a lot of work, and finding a loan that fits your budget is part of the process. Granite Bank has been providing loans for two generations. That’s a lot of families enjoying their neighborhoods and communities.
A mortgage is a great move. Not only do you receive a tax benefit, but you also have the security of a sound financial investment. Our experienced loan officers personally walk you through the best options, explain each detail and make sure you understand everything in the paperwork.
Granite Bank is built on a foundation of personal service. We began helping farmers maintain their dreams. We can help you with yours. Contact us today for a friendly explanation of all the options.
Ready For A Mortgage
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Discover More About Our Loan Options
Find The Right Loan
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Mortgage Products
Why Choose Granite Bank for Your Mortgage?
Choosing Granite Bank means choosing a partner who puts you first. Let us help you turn your homeownership dreams into reality. Get in touch with us today to start your journey!
At Granite Bank, we believe securing a mortgage should be as straightforward and stress-free as possible. Here’s why so many people trust us with their home financing needs:
Personalized Service
Our team is dedicated to understanding your unique needs and finding the perfect mortgage solution for you. Whether you’re a first-time homebuyer or looking to refinance, we’ll guide you every step of the way with clear, friendly advice.
Competitive Rates
We offer some of the best mortgage rates in the industry, helping you save money over the life of your loan. Plus, with our transparent pricing, there are no hidden fees or surprises.
Streamlined Process
Our online tools and resources make the application process quick and easy. You can check your mortgage status, upload documents, and communicate with your loan officer from the comfort of your home.
Expert Guidance
Our experienced mortgage specialists are here to answer your questions and help you navigate the sometimes complex world of home loans. We pride ourselves on making complex topics simple.
Local Touch
As a community-focused bank, we understand the local real estate market and can offer insights that big national lenders can’t. We’re committed to helping you find the right mortgage for your specific needs and goals.
Ready For A Mortgage
Find A Loan Officer
Use our portal to find a loan officer near you.
Mortgage Calculators
See how much you could afford with our mortgage calculators
The magic of home ownership
One Loan at a Time
Homeownership is a transformative journey, and we’re here to make it enchanting and straightforward. With our personalized support, we guide you through each step, helping you navigate the process with ease and confidence. Our streamlined application and flexible loan options ensure that you can unlock the door to your dream home without unnecessary stress. Experience the joy and satisfaction of homeownership, and let us help you create your own magic, one loan at a time!
Welcome to Granite Bank, Home of Extraordinary Customer Service
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Hear From Our Happy Customers
Real Reviews from Real People
Ziebol Family8 May 2024Trustindex verifies that the original source of the review is Google. In my 43 years of banking with different banks across the country. I feel most welcomed at Granite Bank because of how the staff interacts with me. Everyone there is so nice and there is one employee in particular that makes me feel at home. Her name is Kim and she is one of the reasons I stay with Granite Bank. She knows my name, she understands my situation, she’s familiar the numerous accounts I have and she helps me conduct my banking quickly and easily. Finances can be complicated, and she helps me understand the nuances with professional kindness, banking savvy and a good sense of humor. I really appreciate you, Kim. Thanks for all you do for me and my family! Ryan Pertile6 May 2024Trustindex verifies that the original source of the review is Google. Amy from Granite Bank made our loan experience so great. She was very professional and was there to explain the process when we had questions. Such a refreshing experience. Thomas Travaglio9 April 2024Trustindex verifies that the original source of the review is Google. Granite Bank has always been there for me as a small business owner. They make me feel better knowing how hard they work for our business. I appreciate how professional, kind, and willing to go the extra mile. Always polite and always helpful Best bank ever! Boaz Erickson19 March 2024Trustindex verifies that the original source of the review is Google. The folks at Granite Bank have been more than business partners, they have been like family. The service and attention that they give is something that would never happen in any of the "big financial institutions". Kennie B12 March 2024Trustindex verifies that the original source of the review is Google. I have been banking here for the past 10+ years and I always have a great experience when interacting with the staff. I also have gotten 2 mortgages from Granite Bank, I am impressed with how easy the process was, no question was too simple or complex. I live multiple hours from Granite Bank and work unusual hours, so I can be difficult to reach but it was not an issue. Even my realtor was impressed with Granite Bank as a lender. They were very quick to process my loan documents. Amy Statz was who I worked with for my mortgage, she's incredible! Kelly Walters11 March 2024Trustindex verifies that the original source of the review is Google. Professional staff who are kind and competent. My most recent visit with Russ was efficient which was much appreciated. Julie Humbert4 March 2024Trustindex verifies that the original source of the review is Google. I wanted to share my experiences with Russ Kalthoff. He has always been very kind, friendly and receptive in helping me through the express lanes. Thank you Russ for making me smile and taking care of my banking needs! Greg Wensmann4 March 2024Trustindex verifies that the original source of the review is Google. We had some complications getting permanent financing on our new home regarding appraisal and Amy really went to bat for us to work through the problems and we eventually were able to get the financing and love our new home. Greg, Wensmann Contractors LLC T Vanyo1 March 2024Trustindex verifies that the original source of the review is Google. Amy Statz is an excellent person to work with! She's professional, understanding, caring about her clients, goes out of her way to make sure that her clients are satisfied and understood. Richard Berg28 February 2024Trustindex verifies that the original source of the review is Google. Kimberly Guse is a amazing and very friendly person. She is always able to answer any questions I have.If by chance she can't she finds someone who can.She always very polite and has a smile on her face. I always look forward to seeing her when I come in.