Personal Checking Accounts Flexible Enough To Fit Your Lifestyle
We know your life is busy and you don’t always have time to be running to the bank. That’s why we offer mobile banking, auto bill pay, and much more with our personal checking accounts.
Are You a New or Existing Customer?
Personal Checking Accounts For Every Lifestyle
Granite Checking
Best for new account holders requiring no-fee checking
Minimum balance
No
Checkwriting
Unlimited
Interest bearing
No
Overdraft protection available
Yes
Monthly fee
$0 w/e-statements
Granite Club
For new account holders age 55+
Minimum balance
$500
Checkwriting
Unlimited
Interest bearing
No
Overdraft protection available
Yes
Monthly fee
($0 with Minimum balance, $8/mo. w/o Minimum balance.)
$0
Granite Money Manager
Best for account holders requiring interest paid on balances
Minimum balance
$2,500
Checkwriting
Unlimited
Interest bearing
Yes
Overdraft protection available
Yes
Monthly fee
($0 w/minimum balances, $8 fee w/o-minimum balance met)
$0
Tap. Bank. Smile.
The Granite Bank Mobile Banking app on the iTunes App Store and Google Play Store has made having a personal checking account easier than ever with features that let you:
- View balances and transaction history
- Transfer money between accounts
- Find nearby ATMs
- Person-to person payments options
- Turn your debit card On – Off from anywhere
- Retrieve e-statements & check images
- Pay bills
- Deposit checks
Pay Your Bills On Time, Every Time With Online Banking
In a busy life paying bills is often an after thought, that’s why we offer an online bill pay system with all of our personal checking accounts that can help you:
- Schedule a single payment
- Set up automatic recurring payments
- See all your payments in one place
- Rest easy knowing it’s automatic and always secure
Already a Granite Bank Customer? Click here to enroll in online banking.
Free Debit Cards, Free Fraud Protection, and Free Peace-of-Mind On Your Personal Checking Accounts
Paying with debit cards is convenient, but fighting fraudulent charges is not. It’s stressful. That’s why we offer free Fraud Protection on Granite Bank debit cards and credit cards.
You’re Only A Call or Click Away From Opening Your Personal Checking Account In As Quickly As 1 Hour
Need Help Deciding?
Apply online, in-person, or over the phone
We know your life is busy that’s why we offer 3 convenient ways to apply for your personal checking account. If you have questions at any point during the process our personal banking support staff is here to help.
To get started here’s the information you’ll need to have handy to open your personal checking account:
- Name
- Phone Number
- Address
- Date of Birth
- Social Security Number
- Driver License Number
Schedule A Call Back When It's Convenient For You
Enter your info below to set up a time to talk with one of our personal banking advisers at Granite Bank.
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