Granite News
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Granite Bank Announces Acquisition of Maple Bank
Granite Bank Announces Acquisition of Maple Bank Granite Bank, in Cold Spring, MN, announced today that it has entered into an agreement to acquire MapleBank, headquartered in Champlin, MN. Maple Bank is a single-location community bank founded in...
New Drive Up Hours Starting May 31, 2022
Granite Bank Made the Wall Street Journal!
Granite Bank on Leading Edge of Bringing Bitcoin to Banks We were featured in a full-page ad in the Wall Street Journal, which showed banks on the leading edge of bringing Bitcoin to the masses. Granite Bank will be one of the first banks in the...
2021 Granite Bank Pigskin Picks Week #18
2021 Granite Bank Pigskin Picks Week #18 Winner: Mary Swanson, ROCORI Schools Week #16 Winner: Ron Knudsvig, Factory Home Center Weekly prizes will be distributed by Granite Bank in the upcoming week(s)OFFICIAL RULES Contest begins on...
Phone Scams and Red Flags
How to Recognize a Scam Recognizing a scam isn’t as hard as you may think, when you know what to look or listen for. Most scams have similar characteristics according to the Federal Trade Commission, which include the following red flags:Callers or...
Credit: The Good, The Bad, & How to Improve Your Score
Why Your Credit Score May Vary: There are three credit reporting agencies, TransUnion, Equifax, and Experian – and when obtaining your personal credit score it is important to remember that while the information contained in each report tends to be...
How to Calculate the Break-Even Point on a Mortgage
What Is the Break-Even Period? When looking at a mortgage refinance, it’s important to know what your break-even period is. The break-even period is the number of months that it takes for you to earn back the fees spent to refinance the loan....
How to Know When to Refinance Your Mortgage
4 Primary Considerations When Refinancing Will I still live in my current home for more than x-yrs? Will I remove my Private Mortgage Insurance or equivalent, by refinancing? Will I fund a home improvement or large expenditure in the near future?...
Is Refinancing the Best Step for You
What things should I consider to decide if refinancing is the right thing for me/us? How long do we plan to stay in our home? What is our current rate vs. today’s rates? Do we need to cash-out some equity? Will refinance eliminate our mortgage...
How to Apply for a PPP Loan – It’s Not Too Late!
Overview We are accepting applications for first and second round PPP loans on our website, HERE. Rather than fill out the paper application provided by the SBA, our online platform streamlines the application process to make it easier on you. It...
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